Private Wealth Guidance Built Around Clarity, Discipline and Long-Term Purpose.
A fee-based fiduciary firm based in Florida, created for athletes, families and entertainment professionals whose opportunities arrive early and evolve quickly.
A Private Wealth Practice Centered on the People It Serves.
Ducat Private Wealth is the public brand of Joy Financial Group LLC, a Florida-registered investment adviser and fee-based fiduciary firm.
As a fiduciary practice, the firm provides wealth planning and investment management designed around each client's goals, responsibilities and long-term priorities. The work is private by nature and coordinated by design — built to bring structure and perspective to financial lives that can change quickly.
Advisory services are offered only where the firm is properly registered or otherwise permitted under applicable law. A private conversation is the first step in understanding whether the relationship is a thoughtful fit.
Wealth Is Most Useful When It Is Understood.
Meaningful opportunity deserves more than activity. It deserves clarity about what the wealth is for, discipline in how decisions are made, and patience to let a long-term plan do its work.
The firm's philosophy is unhurried and deliberate. Education comes before action, so decisions are made with confidence rather than pressure. Guidance is fiduciary and centered on the client. And planning is built for the long term — designed to support a life well beyond any single season, contract or project.
The Principles That Shape Every Relationship.
Fiduciary Guidance
Advice provided as a fiduciary, with the client's interests at the center of every recommendation.
Education Before Action
Important concepts are made clear first, so decisions are made with understanding rather than urgency.
Disciplined Long-Term Planning
Strategy built for durability — patient, structured and designed to serve goals that extend far ahead.
Private & Coordinated Advice
Discreet guidance that coordinates with the qualified attorneys, CPAs and agents already supporting a client.
Meet Derrick Johnson.
Derrick Johnson is the founder of Ducat Private Wealth, where he is building a private wealth practice grounded in clarity, discipline and long-term purpose.
His approach reflects a simple conviction: that careful financial preparation can change the trajectory of a life. That belief is the foundation of how the firm listens, educates and plans.
A Perspective Shaped Early.
Derrick was raised by a hardworking single mother, and he saw firsthand how discipline, careful budgeting and quiet resilience could help a family keep moving forward. Those years left a lasting impression — an early appreciation for how financial preparation creates stability, confidence and opportunity.
That perspective continues to shape the firm today. It is the reason education comes before action, the reason guidance is offered as a fiduciary centered on the client, and the reason planning is approached with a long-term view. The aim is to help others experience the steadiness and possibility that thoughtful financial decisions can make real.
A Planning Experience for Careers That Move Quickly.
Through its Sports & Entertainment Private Wealth focus, the firm is building a planning experience for athletes, families and entertainment professionals.
These are careers where meaningful opportunity can arrive early and evolve quickly — where income may be concentrated, variable or project-based, and where decisions made today can shape decades ahead. That rhythm calls for the very habits Derrick learned early: discipline, preparation and a long-term view. The firm's purpose is to bring that steadiness to people navigating uncommon opportunity.
Begin a Conversation With Derrick.
A private, no-pressure conversation is the best way to understand goals, answer questions and explore whether the relationship is a thoughtful fit.
Educational and informational content only; not individualized investment, legal, tax, athletic-representation or contract-negotiation advice. Ducat Private Wealth is the public brand of Joy Financial Group LLC, a Florida-registered investment adviser. Ducat Private Wealth is not affiliated with or endorsed by any university, athletic department, league, team, agency, label, studio, platform or entertainment company unless expressly stated through an approved written arrangement. Advisory services are offered only where the firm is properly registered or otherwise permitted under applicable law.