Ducat Private Wealth is the public-facing brand of Joy Financial Group LLC, a Florida-registered investment adviser providing fee-only investment advisory services. Advisory services are offered only in jurisdictions where the firm is properly registered, notice filed, excluded, or exempt from registration requirements.
Registration as an investment adviser does not imply a certain level of skill, training, approval, or endorsement by any regulatory authority. The information provided on this website is for educational and informational purposes only and should not be considered individualized investment, financial, tax, legal, accounting, or estate planning advice. No website content should be interpreted as an offer to sell, a solicitation to buy, or a recommendation of any specific investment, strategy, product, or service.
Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss. Visitors should consult with a qualified financial adviser, tax professional, attorney, or other appropriate professional before making decisions based on their individual circumstances.
Ducat Private Wealth is not affiliated with, endorsed by, or sponsored by any university, athletic department, athletic conference, NIL collective, league, team, players' association, sports or talent agency, record label, studio, platform, entertainment company, or government agency.
Additional information about Joy Financial Group LLC, including services, fees, conflicts of interest, and disciplinary information, is available in the firm’s disclosure documents, including Form ADV Part 2A and, when applicable, Form CRS.
The 10-Year Treasury Just Crossed 5%. Your Cash Has a Job Now.The 10-year Treasury crossed 5% for the first time since 2007. What that means for cash you're holding, bonds, and borrowing, explained without the jargon.By Derrick Johnson · 12 min readRead the Post
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The Fed Raised Rates. Your Credit Card Already Charged You More Than You Think.Credit card rates are near 22% and the Fed just hiked. What a balance really costs, how to build credit without the debt, and when co-signing gets expensive.By Derrick Johnson · 12 min readRead the Post
Prediction Markets Aren't Investing. Here's What Athletes Need to Know.Prediction markets let 18-year-olds trade on games and even the transfer portal. How they work, why they aren't investing, and the risks athletes face.By Derrick Johnson · 12 min readRead the Post
